Skip to main content
Home › Mortgage Lender › New Jersey › Spring Lake

Find Mortgage Lenders Near You in Spring Lake, NJ

Looking for a mortgage lender in Spring Lake? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Spring Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 mortgage lenders in Spring Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kearny Bank
700 Allaire Rd, Spring Lake, NJ 07762
(732) 974-9800 kearnybank.com
Bogota Savings Bank
510 Warren Ave, Spring Lake, NJ 07762
(201) 862-0660 bogotasavingsbank.com
Nick Jacoski
1001 NJ-71 Fl 1 & 2, Spring Lake, NJ 07762
(908) 235-6303 lo.citizensbank.com
PNC Mortgage
405 NJ-71, Spring Lake, NJ 07762
(732) 974-4390 pnc.com
Keypoint Mortgage
2025 NJ-71, Spring Lake, NJ 07762
(732) 449-3316 keypointmtg.com

What Does a Mortgage Lender in Spring Lake Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually total 2% to 5% of the home price. These amounts vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Spring Lake?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds a short delay.

Mortgage Lenders in Other New Jersey Cities

Aberdeen Township · Absecon · Allentown · Asbury Park · Atlantic City · Audubon · Avenel · Barnegat · Basking Ridge · Bayonne · Bayville · Bedminster · Belle Mead · Bergenfield · Berlin

Free • No Obligation

Compare Mortgage Lenders

Get matched with agents in Spring Lake who handle your type of case.

Affiliate Form Embed
Replace with iframe/embed code
from your affiliate network
Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

Report an error or request listing removal

Email [email protected] — removal requests are typically processed within 7-10 business days.