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Directory of mortgage lenders in Trenton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Trenton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 15 mortgage lenders in Trenton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1700 Nottingham Way #12B, Trenton, NJ 08619
6098586020
Amy Procaccino
3500 Quakerbridge Rd Suite 105, Trenton, NJ 08619
6094396188
Niki Dolin | Loan Originator | Princeton Mortgage
439 Grand Ave, Trenton, NJ 08610
6099229584
NJHMFA
637 S Clinton Ave, Trenton, NJ 08611
6092787400
East Coast Capital
1009 N Olden Ave, Trenton, NJ 08638
6093578726
PNC Mortgage
39 W State St, Trenton, NJ 08608
6092782373
New Jersey's Hardest Hit Fund
637 S Clinton Ave, Trenton, NJ 08611
8556477700
PNC Mortgage
1800 N Olden Ave, Trenton, NJ 08638
6097710230
Hard Money Lenders Trenton NJ
101 S Broad St, Trenton, NJ 08608
6095520924
Freddie Finance Princeton Mortgage
439 Grand Ave, Trenton, NJ 08628
2152669572
Essential Capital, LLC
209 Monument Pl, Trenton, NJ 08618
4849048112
Chase Mortgage
2735 S Broad St # 3, Trenton, NJ 08610
6098153061
Chase Mortgage
635 S Clinton Ave, Trenton, NJ 08611
6093923124
PNC Mortgage
410 Lalor St, Trenton, NJ 08611
6093926631
My Mortgage Broker
35 Clark St #50, Trenton, NJ 08611
6402320777
Mortgage lenders in Trenton New Jersey help home buyers and homeowners secure financing for residential properties. New Jersey law requires lenders to follow specific licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders can guide you through state-specific programs like the New Jersey Housing and Mortgage Finance Agency down payment assistance.
What Does a Mortgage Lender in Trenton Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees can total 1500 to 3000 dollars. Closing costs generally equal 2 to 5 percent of the home purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Trenton?
You typically need pay stubs tax returns bank statements and photo identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances after closing.
Are there special mortgage programs for first time buyers in New Jersey?
Yes the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.