Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 20 mortgage lenders in Union, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
7329432985
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
9083707223
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
9082961621
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
8622285981
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
8336690475
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9733321281
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
9088582097
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
9089776036
Heivy Gomez-Gonzalez at Rate (NMLS #2024082)
477 Chestnut St B-1, Union, NJ 07083
2017372542
Nicole McCarthy at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
6462287820
Thomas Howard Motto Mortgage Prestige
530 Chestnut St Suite 202, Union, NJ 07083
6189773120
James McKenna at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Tammy O'Scanlon at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Joe Del Sol
2424 Morris Ave Suite 101, Union, NJ 07083
9084039380
Janette Hernandez - Licensed Originator
1095 Morris Ave Suite 104, Union, NJ 07083
9736503712
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7328616226
Gage Brain at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Francisco Pinho Jr.
2424 Morris Ave 1st Floor, Union, NJ 07083
9084727076
MLB Residential Lending LLC
1095 Morris Ave #104, Union, NJ 07083
9083125333
Community Home Loans
1915 Morris Ave, Union, NJ 07083
9082802141
What Does a Mortgage Lender in Union Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. Property taxes and homeowners insurance are paid separately. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in New Jersey?
Mortgage lenders in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. They must also register with the Nationwide Multistate Licensing System. This ensures they follow state regulations and consumer protections.
What is the typical timeline for a mortgage in New Jersey?
A typical mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances. Delays can occur if appraisals or title searches take longer.
Are there special mortgage programs for Union County residents?
Yes, Union County offers a Homebuyer Program with down payment assistance for eligible low and moderate income buyers. The New Jersey Housing and Mortgage Finance Agency also provides first time homebuyer loans and grants. These programs have income limits and require homebuyer education courses.