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Find Mortgage Lenders Near You in Union City, NJ

Compare mortgage lenders in Union City. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Union City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 9 mortgage lenders in Union City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
3707 Bergenline Ave, Union City, NJ 07087
(551) 249-2679 oportun.com
Siddhi Financials LLC
3916 Bergenline Ave SUITE 2222, Union City, NJ 07087
(973) 200-1676 siddfi.com
The Mortgage Zone
407 39th St Suite 302, Union City, NJ 07087
(866) 214-0025 tmzmortgage.com
Chase Home Lending
3196 John F. Kennedy Blvd, Union City, NJ 07087
(917) 215-0597 homelendingadvisor.chase.com
Skite Home Preservation
200 43rd St, Union City, NJ 07087
(877) 525-2532 skitehome.com
Dawilsa Urena - Chase Home Lending Advisor - NMLS ID 2163834
3196 John F. Kennedy Blvd, Union City, NJ 07087
(917) 215-0597 homelendingadvisor.chase.com
Michele Academy
500 Paterson Plank Rd, Union City, NJ 07087
(973) 563-1707 micheleacademy.com
PNC Mortgage
3510 Bergenline Ave, Union City, NJ 07087
(201) 472-6060 pnc.com
Jim Kelly - 293680 - Wells Fargo Home Mortgage
614 Summit Ave, Union City, NJ 07087
(609) 750-5408 homeloans.wellsfargo.com

What Does a Mortgage Lender in Union City Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Union City?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage approval process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for most refinances after closing.

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