Skip to main content

Compare Mortgage Lenders in Upper Montclair, NJ

Browse mortgage lenders serving Upper Montclair, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Upper Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage lenders in Upper Montclair, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Hudak - Chase Home Lending Advisor - NMLS ID 598480
600 Valley Rd, Upper Montclair, NJ 07043
(973) 980-5382 homelendingadvisor.chase.com
Chase Home Lending
600 Valley Rd, Upper Montclair, NJ 07043
(973) 980-5382 homelendingadvisor.chase.com
PNC Mortgage
636 Valley Rd, Upper Montclair, NJ 07043
(973) 509-5025 pnc.com

Mortgage lenders in Upper Montclair, New Jersey help home buyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific property values and market conditions in Essex County.

What Does a Mortgage Lender in Upper Montclair Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Upper Montclair?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission period for refinances after closing.

Mortgage Lenders in Other New Jersey Cities