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Find Mortgage Lenders in Westfield, NJ

Browse mortgage lenders serving Westfield, New Jersey. Contact information and addresses listed below.

10 agents listed
Updated June 2026
Westfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 10 mortgage lenders in Westfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Stepek at Guaranteed Rate Affinity (NMLS #28268)
209 Central Ave, Westfield, NJ 07090
(908) 546-5641 grarate.com
Lisa Mathews at CrossCountry Mortgage
525 Central Ave # B, Westfield, NJ 07090
(908) 358-3359 crosscountrymortgage.com
Joseph Margaritondo-Margo Mortgage
185 Elm St, Westfield, NJ 07090
(908) 397-4287
Millenium Home Mortgage LLC
211 N Ave E, Westfield, NJ 07090
(908) 233-3383 mhmlender.com
RJR Mortgage Co LLC
812 Central Ave #4, Westfield, NJ 07090
(908) 264-7058 rjrmortgage.net
Chase Home Lending
302 E Broad St, Westfield, NJ 07090
(773) 807-3222 homelendingadvisor.chase.com
Aceland Mortgage LLC
251 N Ave W Suite 2 A, Westfield, NJ 07090
(800) 254-3150 acelandmortgage.com
Mortgage, Bank of America
173 Elm St, Westfield, NJ 07090
(908) 543-7928 bankofamerica.com
Jeanne Morgenstern at Guaranteed Rate Affinity (NMLS #588978)
209 Central Ave, Westfield, NJ 07090
(201) 356-0571 grarate.com
PNC Mortgage
1 Lincoln Rd, Westfield, NJ 07090
(908) 317-6500 pnc.com

Mortgage lenders in Westfield, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Westfield's real estate market and can guide you through New Jersey's unique property tax and title requirements.

What Does a Mortgage Lender in Westfield Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Westfield?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The average mortgage process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if title issues or appraisal problems arise.

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