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Find Mortgage Lenders in Carlsbad, NM

Compare mortgage lenders in Carlsbad. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Mexico before hiring.
Showing 7 mortgage lenders in Carlsbad, NM Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LoanMax Title Loans
1117 W Pierce St, Carlsbad, NM 88220
(575) 887-8379 loanmaxtitleloans.net
Sun Loan Company
208 W Luckey St, Carlsbad, NM 88220
(575) 887-3620 sunloan.com
Academy Mortgage - Carlsbad
207 W McKay St, Carlsbad, NM 88220
(575) 988-7001
Evergreen Home Loans Carlsbad NMLS 2705023
115 S Canyon St, Carlsbad, NM 88220
(575) 689-6193 evergreenhomeloans.com
Donna Cline
207 W McKay St, Carlsbad, NM 88220
(505) 681-5441
Pacific Wholesale Mortgage
N Canal St, Carlsbad, NM 88220
(916) 305-7654 benmendoza.pacwm.com
Emily Priestley
207 W McKay St, Carlsbad, NM 88220
(641) 229-0979

A mortgage lender in Carlsbad New Mexico helps homebuyers and homeowners secure loans for property purchases or refinancing. New Mexico law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Carlsbad understand the Eddy County real estate market and can guide you through state-specific requirements like the New Mexico Home Loan Protection Act.

What Does a Mortgage Lender in Carlsbad Cost?

Typical costs for a mortgage lender in New Mexico include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 500 to 1,000 dollars. Closing costs in Eddy County often total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Carlsbad New Mexico?
You typically need proof of income such as pay stubs and tax returns bank statements identification and a credit report. New Mexico lenders may also request a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in New Mexico?
The process usually takes 30 to 45 days from application to closing. New Mexico law requires a three-day right of rescission for refinances which adds a short delay. Local factors like appraisal availability in Eddy County can affect timing.

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