Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 15 mortgage lenders in Gallup, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loanmax Title Loans
921 E Historic Hwy 66, Gallup, NM 87301
5058636171
Sun Loan Company
1600 E Hwy 66, Gallup, NM 87301
5057224970
World Finance
1704 E Hwy 66, Gallup, NM 87301
5057226833
Regional Finance
805 US-491, Gallup, NM 87301
5053996013
World Finance
1211 US-491, Gallup, NM 87301
5057269131
OneMain Financial
1746 W Maloney Ave, Gallup, NM 87301
5057225306
Pinnacle Bank
107 E Aztec, Gallup, NM 87301
5057224411
Gallup Payday Loans
G7HP+JG Gallup Payday Loans, Gallup, NM 87301
5055910880
Lucky Loans
611 E Coal Ave, Gallup, NM 87301
5058635825
Mesa Loans
112 Boardman Dr, Gallup, NM 87301
5058632224
Pinnacle Bank
1804 E Aztec, Gallup, NM 87301
5057220300
Midwest Finance
1606 E Hwy 66, Gallup, NM 87301
5057225559
TSE Bonito Finance
1575-B NM-264, Gallup, NM 87301
5053715344
World Acceptance
115 S 1st St, Gallup, NM 87301
5057226833
Superior Mortgage Corporation
Gallup, NM 87301
5058638912
What Does a Mortgage Lender in Gallup Cost?
Typical costs for a mortgage lender in New Mexico include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance premiums around $1,500 to $2,500. Closing costs in New Mexico generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Gallup?
Gallup lenders offer conventional loans, FHA loans, VA loans, and USDA loans. New Mexico also has down payment assistance programs for eligible buyers through the New Mexico Mortgage Finance Authority.
What documents do I need to apply for a mortgage in New Mexico?
You will need proof of income, tax returns, bank statements, and identification. New Mexico lenders also require a property appraisal and title search as part of the underwriting process.
How long does the mortgage process take in New Mexico?
The typical mortgage process in New Mexico takes 30 to 45 days from application to closing. New Mexico law requires a three day right of rescission for most refinance loans after closing.