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Looking for a mortgage lender in Las Cruces? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Las Cruces, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Mexico before hiring.
Showing 20 mortgage lenders in Las Cruces, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Price Mortgage Las Cruces - NMLS #1429043 Home Loans
Typical mortgage lender costs in New Mexico include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Las Cruces often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Las Cruces?
You typically need recent pay stubs, tax returns, bank statements, and a government-issued ID. New Mexico lenders also require proof of homeowners insurance before closing. The exact list depends on your loan type and employment situation.
Are there first-time homebuyer programs in New Mexico?
Yes, the New Mexico Mortgage Finance Authority offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course. Contact a local lender to see if you qualify.
Get matched with agents in Las Cruces who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Mexico.