Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 20 mortgage lenders in Las Cruces, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Price Mortgage Las Cruces - NMLS #1429043 Home Loans
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Waterstone Mortgage Corporation
4440 Sonoma Ranch Blvd Suite D, Las Cruces, NM 88011
5754493125
Central Loan Company LLC
2607 N Main St, Las Cruces, NM 88001
5755271122
Cornerstone Home Lending | Las Cruces
1065 D S Main St g, Las Cruces, NM 88005
5755274400
PrimeLending, A PlainsCapital Company - Las Cruces
3780 Foothills Rd Ste. C, Las Cruces, NM 88011
5752591080
New American Funding - Las Cruces, NM
3050 Roadrunner Pkwy #3, Las Cruces, NM 88011
5752150021
Guild Mortgage - Patricia Lewis
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494490
Tyler Black | Price Mortgage
2455 Missouri Ave A, Las Cruces, NM 88001
5754157942
Guild Mortgage - Shelly Jett McEntire
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494483
AmCap Home Loans - Nancy Ellis & Norbert Gabaldon
Pueblo Plaza, 1100 S Main St #204, Las Cruces, NM 88005
5756448203
Guild Mortgage - Susie Nelson
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
Guild Mortgage - Teresa Martinez
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5753021931
Guild Mortgage - Priscilla Lara
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5756405283
Guild Mortgage - Jenn Baca
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Guild Mortgage - Rafa Figueroa
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5752494480
Frost Mortgage a PRMI Company - Travis Sailley
3780 Foothills Rd APT C1, Las Cruces, NM 88011
5758883067
Precision Mortgage Group a Division of The Home Lending Group
2480-C, 2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Guild Mortgage - Sharon Lim
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
9702145376
Guild Mortgage Company
2480 Roadrunner Pkwy C, Las Cruces, NM 88011
5753822016
Guild Mortgage Company
1323 E Lohman Ave Suite 3,4,5, Las Cruces, NM 88001
5754591700
What Does a Mortgage Lender in Las Cruces Cost?
Typical mortgage lender costs in New Mexico include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Las Cruces often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Las Cruces?
You typically need recent pay stubs, tax returns, bank statements, and a government-issued ID. New Mexico lenders also require proof of homeowners insurance before closing. The exact list depends on your loan type and employment situation.
Are there first-time homebuyer programs in New Mexico?
Yes, the New Mexico Mortgage Finance Authority offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course. Contact a local lender to see if you qualify.
How long does it take to close on a mortgage in Las Cruces?
A typical mortgage closing in New Mexico takes 30 to 45 days from application to funding. Delays can happen if the appraisal or title search takes longer. Your lender will provide a timeline estimate based on your specific loan.