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19 agents listed
Updated May 2026
Santa Fe, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 19 mortgage lenders in Santa Fe, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homewise
1301 Siler Rd Bldg D, Santa Fe, NM 87507
5059839473
Nations Lending - Santa Fe, NM Branch - NMLS: 2147533
515 Don Gaspar Ave Suite A, Santa Fe, NM 87505
5052163593
Robert Morris at Waterstone Mortgage NMLS #492531
417 E Palace Ave, Santa Fe, NM 87501
5057804921
BernaDette Sanchez at Waterstone Mortgage NMLS #1194059
Sandra Claymore at Waterstone Mortgage NMLS #492523
417 E Palace Ave, Santa Fe, NM 87501
5057150278
Brad Gallegos Branch
404 Kiva Ct STE G, Santa Fe, NM 87505
5056606235
Santa Fe Mortgage Company
459 Cerrillos Rd, Santa Fe, NM 87501
5059882501
Change Home Mortgage
549 S Guadalupe St #206, Santa Fe, NM 87501
5055966061
Guild Mortgage - Paula Delair
130 Lincoln Ave Ste K, Santa Fe, NM 87501
5056601988
Cissy Moore at Waterstone Mortgage NMLS #539901
417 E Palace Ave, Santa Fe, NM 87501
5056703454
Waterstone Mortgage Corporation
417 E Palace Ave, Santa Fe, NM 87501
5057804930
Union Home Mortgage
150 Washington Ave Suite 201, Santa Fe, NM 87501
5054947946
Marita DeVargas - Mortgage Advisor (loanDepot)
150 Washington Ave Ste. 201, #206, Santa Fe, NM 87501
5056605044
Mortgage Partners
417 E Palace Ave #3, Santa Fe, NM 87501
5056606575
The Mortgage Place
231 Washington Ave, Santa Fe, NM 87501
5059869080
Guild Mortgage Company
130 Lincoln Ave Ste K, Santa Fe, NM 87501
5052964747
A mortgage lender in Santa Fe, New Mexico can help you secure financing for a home purchase or refinance. New Mexico law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the unique real estate market in Santa Fe and can guide you through state specific regulations.
What Does a Mortgage Lender in Santa Fe Cost?
Typical costs for a mortgage lender in New Mexico include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Santa Fe?
You typically need pay stubs, tax returns, bank statements, and government issued ID. New Mexico may require additional documentation for certain loan types like USDA or VA loans.
How long does the mortgage process take in New Mexico?
The process usually takes 30 to 45 days from application to closing. New Mexico law allows a three day rescission period after signing for refinances but not for purchase loans.
Are there first time home buyer programs in Santa Fe?
Yes, New Mexico offers the Mortgage Finance Authority program with down payment assistance. Santa Fe also has local programs for low and moderate income buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.