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Browse mortgage refinance companies serving Bessemer, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Bessemer, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Bessemer, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
718 Academy Dr Suite 108, Bessemer, AL 35022
2054260711
Tower Loan
5031 Ford Pkwy Ste 102, Bessemer, AL 35022
2054321093
Regional Finance
5031 Ford Pkwy #104, Bessemer, AL 35022
2054327800
OneMain Financial
700 Academy Dr #100, Bessemer, AL 35022
2054286237
Mutual Finance
5031 Ford Pkwy #101, Bessemer, AL 35022
2054285626
Bessemer Finance Company
1819 3rd Ave N, Bessemer, AL 35020
2054286361
PNC Mortgage
1719 4th Ave N, Bessemer, AL 35020
2054812520
Regions Mortgage
330 19th St N, Bessemer, AL 35020
8003256000
Regions Mortgage
5041 Bond Blvd, Bessemer, AL 35022
8003256000
Mortgage refinance companies in Bessemer Alabama help homeowners lower their interest rate or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Jefferson County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Bessemer Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance costs of $500 to $1,000. Closing costs in Bessemer usually range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bessemer Alabama?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Alabama specific laws for mortgage refinance?
Alabama is a non judicial foreclosure state, which can affect refinance timelines. Also, Alabama law requires lenders to disclose the annual percentage rate and total loan costs clearly before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.