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Browse mortgage refinance companies serving Florence, Alabama. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 19 mortgage refinance companies in Florence, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
215 Cox Creek Pkwy, Florence, AL 35630
2567661888
Tower Loan
202 S Pine St, Florence, AL 35630
2567671399
Assurance Financial - Florence
4050 Helton Drive #301, Florence, AL 35630
2563258944
Security Finance
2085 Florence Blvd, Florence, AL 35630
2567643802
1st Franklin Financial
2701 W Mall Dr Suite 3, Florence, AL 35630
2567180702
First Federal Bank
103 N Court St, Florence, AL 35630
2567603570
Barbara Gaston - Assurance Financial
4050 Helton Drive #301, Florence, AL 35630
2564369011
Integrity Mortgage Group Florence, Alabama
3505 Florence Blvd, Florence, AL 35634
2566276102
First Federal Mortgage
103 N Court St A, Florence, AL 35630
2567603570
First Southern Bank
201 S Court St Ground Floor, Florence, AL 35630
2567184200
New American Funding - Kim Livingston
220 W Tennessee St ste 111, Florence, AL 35630
2563307854
Republic Finance
127 Ana Dr, Florence, AL 35630
2567653748
Trustmark Mortgage - Florence
212A N Court St, Florence, AL 35630
2567650155
First Southern Bank Mortgage
303 N Pine St, Florence, AL 35630
2567184241
River Bank & Trust
401 E Tennessee St, Florence, AL 35630
2567685291
New American Funding - Florence
220 W Tennessee St ste 111, Florence, AL 35630
2562802489
Supreme Lending
327 S Walnut St, Florence, AL 35630
2563492254
North Alabama Mortgage, Inc.
222 W Alabama St, Florence, AL 35630
2562754163
Regions Mortgage
250 E Tuscaloosa St, Florence, AL 35630
8007344667
Mortgage refinance companies in Florence Alabama help homeowners lower their interest rates or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the housing market in Lauderdale County and the Tennessee Valley region.
What Does a Mortgage Refinance Company in Florence Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 600 dollars and title insurance of 500 to 1 000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Florence Alabama?
You typically need pay stubs tax returns bank statements and a photo ID. Alabama lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Alabama specific laws for mortgage refinancing?
Yes Alabama law requires lenders to disclose all fees and interest rates clearly. The state also has a 3 day right of rescission period for most refinances giving you time to cancel.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.