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Looking for a mortgage refinance company in Decatur? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 mortgage refinance companies in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2699 Sandlin Rd SW b4, Decatur, AL 35601
2562608280
World Finance
1626 Beltline Rd SW, Decatur, AL 35601
2563531988
CrossCountry Mortgage LLC - Anna McCaghren Wilson
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2563037886
Mutual of Omaha Mortgage
2600 Point Mallard Pkwy SE, Decatur, AL 35603
2562813169
Lendmark Financial Services LLC
1000 Beltline Rd SW Unit M, Decatur, AL 35601
2566869270
Dream Home Mortgage LLC
101 14th St SW, Decatur, AL 35601
2566864050
OneMain Financial
1602 Beltline Rd SW, Decatur, AL 35601
2563531660
First State Loans Inc
1326 6th Ave SE, Decatur, AL 35601
2563519223
SouthPoint Bank Home Mortgage
1314 6th Ave SE, Decatur, AL 35601
2563089722
First Alabama Loans, Inc
925 6th Ave SE, Decatur, AL 35601
2563015521
Russell Carmichael | Fairway Independent Mortgage Corporation Loan Officer
1501 4th Ave SE, Decatur, AL 35601
2566123217
Renasant Mortgage
1830 Modaus Rd SW 2nd Fl, Decatur, AL 35603
2563554100
First Mortgage Group Inc
118 Moulton St E #7, Decatur, AL 35601
2563506376
Synovus Mortgage
801 Church St NE #9, Decatur, AL 35601
2562605700
New American Funding - Jordan Parker
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2564345050
Hard Money Lenders Decatur AL
303 2nd Ave SE, Decatur, AL 35601
9383333518
PNC Mortgage
1715 Beltline Rd SW, Decatur, AL 35601
2563515070
Regions Mortgage
108 4th Ave NE, Decatur, AL 35601
8003256000
Home Mortgage of America
114 Moulton St E, Decatur, AL 35601
2562605700
PNC Mortgage
2004 6th Ave SE, Decatur, AL 35601
2563515080
Mortgage refinance companies in Decatur Alabama help homeowners replace their existing home loan with a new one. Alabama law does not require a specific waiting period to refinance but lenders often require a six-month seasoning period. Local companies understand the Decatur real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Decatur Cost?
Typical costs for a mortgage refinance in Alabama include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance which can cost 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Decatur Alabama?
A mortgage refinance company in Decatur Alabama is a business that helps you replace your current home loan with a new loan. They work with lenders to find a new interest rate or loan term that fits your needs.
What documents do I need to refinance in Decatur Alabama?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance and a property appraisal.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.