Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Foley, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Sharon Thompson Team - Fairway Independent Mortgage Corp.
8154 AL-59 Suite 207, Foley, AL 36535
2512985304
Regional Finance
1123 N McKenzie St, Foley, AL 36535
2519521100
Barr Group Mortgage, Vicky Pitts
21040 Miflin Rd Executive Suite 4, Foley, AL 36535
2512333358
Weber Mortgage | Brian Lehmann
307 S McKenzie St #114, Foley, AL 36535
2516160005
Lendmark Financial Services LLC
8388 AL-59 #3, Foley, AL 36535
2512004212
TJH Mortgage Brokers, LLC
307 S McKenzie St #208, Foley, AL 36535
2516093770
Mission 1st Mortgage-Foley Branch
209 W Jessamine Ave, Foley, AL 36535
2512198914
Foley Mortgage Broker
316 S McKenzie St, Foley, AL 36535
4436072324
Fountain Home Loans LLC
8154 AL-59 Ste 213, Foley, AL 36535
2512200506
What Does a Mortgage Refinance Company in Foley Cost?
Typical costs for a mortgage refinance in Foley, Alabama include an appraisal fee of $400 to $700, lender origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,000. Alabama also imposes a state mortgage tax of $0.15 per $100 of the loan amount. Total closing costs often range from 2% to 5% of the refinanced loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Foley Alabama?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues in Baldwin County records.
Are there Alabama specific fees for refinancing a mortgage?
Yes, Alabama charges a mortgage recording tax and a state documentary stamp tax on the new loan. These fees are based on the loan amount and are paid at closing.