Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 10 mortgage refinance companies in Oxford, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cynthia Roden and Brad Bentley | Fairway Independent Mortgage Corp
1047 Hamric Dr E, Oxford, AL 36203
(256) 310-1807
fairwayindependentmc.com
SC Mortgage Team -Fairway Independent Mortgage Corporation
250 Spring Branch Rd, Oxford, AL 36203
(256) 310-2485
fairwayindependentmc.com
Miranda Kelley - Team Acopia | Lower Mortgage
1711C Hillyer Robinson Industrial Pkwy C, Oxford, AL 36203
(256) 453-2479
lower.com
Southwest Funding
1600 Hillyer Robinson Industrial Pkwy Suite D, Oxford, AL 36203
(256) 312-9485
southwestfunding.com
Lendmark Financial Services LLC
190 Oxford Exchange Blvd, Oxford, AL 36203
(256) 405-4547
lendmarkfinancial.com
Edwin Mortgage Team at Edge Home Finance
7 Snow St, Oxford, AL 36203
(256) 371-6811
edwinmortgage.com
What Does a Mortgage Refinance Company in Oxford Cost?
Typical costs for refinancing a mortgage in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs in Alabama often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oxford Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders may also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline after reviewing your application.
Are there Alabama specific laws for mortgage refinancing?
Yes, Alabama law requires lenders to disclose the annual percentage rate and total loan costs. The state also has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing.