Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 mortgage refinance companies in Pelham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Welcome Home Mortgage
2715 Pelham Pkwy Ste A, Pelham, AL 35124
2053583423
Social Mortgage,LLC
2408 Pelham Pkwy Suite 150B, Pelham, AL 35124
2055443235
First Custom Mortgage Inc
2166 Pelham Pkwy, Pelham, AL 35124
2054440990
What Does a Mortgage Refinance Company in Pelham Cost?
Typical costs for a mortgage refinance in Pelham Alabama include an appraisal fee of 400 to 600 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 800 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Pelham Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama law does not require a specific document list, but most lenders ask for the last two years of tax returns.
How long does a mortgage refinance take in Pelham?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.