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Find Mortgage Refinance Companies Near You in Prattville, AL
Browse mortgage refinance companies serving Prattville, Alabama. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Prattville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 16 mortgage refinance companies in Prattville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
1726 E Main St, Prattville, AL 36066
3343510595
Guild Mortgage - Shelley Faulkner
705 McQueen Smith Rd S, Prattville, AL 36066
3347993085
Security Finance
569 McQueen Smith Rd S, Prattville, AL 36066
3343651132
Guild Mortgage - Hilda Illiana Byrd
705 McQueen Smith Rd S, Prattville, AL 36066
3347303462
Janet Prestwood Union Home Mortgage
696 Silver Hills Dr, Prattville, AL 36066
3343996515
Guild Mortgage - Kylee Hogan
705 McQueen Smith Rd S, Prattville, AL 36066
3344522226
OneMain Financial
2227A Cobbs Ford Rd, Prattville, AL 36066
3342851300
Hamilton Mortgage
702C Commerce Ct, Prattville, AL 36066
3343655259
Local Finance Loans and Taxes
1661 E Main St, Prattville, AL 36066
3343659678
Guild Mortgage - Christy Lawrence
705 McQueen Smith Rd S, Prattville, AL 36066
3347995293
Guild Mortgage Company
705 McQueen Smith Rd S, Prattville, AL 36066
3343804315
Republic Finance
520 Pinnacle Pl, Prattville, AL 36066
3342854215
Guild Mortgage - Katie Goodson
705 McQueen Smith Rd S, Prattville, AL 36066
3343123518
Matthew Stringfellow
148 E Main St, Prattville, AL 36067
3342016044
PNC Mortgage
1882 E Main St, Prattville, AL 36066
3343583301
Regions Mortgage
1901 E Main St, Prattville, AL 36066
8003256000
Mortgage refinance companies in Prattville Alabama help homeowners lower their interest rates or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Prattville real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Prattville Cost?
Typical costs for a mortgage refinance in Prattville Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Alabama recording fees add about 0.15 percent of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Prattville Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama law does not require a specific document list, but most lenders ask for these items to verify income and assets.
How long does a mortgage refinance take in Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and appraisal scheduling. Alabama does not have a statutory time limit for the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.