Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 16 mortgage refinance companies in Prattville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Shelley Faulkner
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 799-3085
branches.guildmortgage.com
Guild Mortgage - Hilda Illiana Byrd
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 730-3462
branches.guildmortgage.com
Janet Prestwood Union Home Mortgage
696 Silver Hills Dr, Prattville, AL 36066
(334) 399-6515
homeloanswithjanet.com
Guild Mortgage - Kylee Hogan
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 452-2226
branches.guildmortgage.com
Hamilton Mortgage
702C Commerce Ct, Prattville, AL 36066
(334) 365-5259
6350359461.mortgage-application.net
Guild Mortgage - Christy Lawrence
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 799-5293
branches.guildmortgage.com
Guild Mortgage Company
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 380-4315
branches.guildmortgage.com
Guild Mortgage - Katie Goodson
705 McQueen Smith Rd S, Prattville, AL 36066
(334) 312-3518
branches.guildmortgage.com
What Does a Mortgage Refinance Company in Prattville Cost?
Typical costs for a mortgage refinance in Prattville Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Alabama recording fees add about 0.15 percent of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Prattville Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama law does not require a specific document list, but most lenders ask for these items to verify income and assets.
How long does a mortgage refinance take in Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and appraisal scheduling. Alabama does not have a statutory time limit for the process.
Are there Alabama specific fees for refinancing a mortgage?
Alabama charges a mortgage recording fee which is usually around 0.15 percent of the loan amount. You may also pay state documentary stamp taxes if applicable. These fees are in addition to lender origination and appraisal costs.