Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 9 mortgage refinance companies in Vestavia Hills, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Weber - Birmingham Mortgage Broker
1442 Montgomery Hwy Suite 200, Vestavia Hills, AL 35216
(205) 729-7249
webermortgage.com
Local Bank Mortgage
3144 Cahaba Heights Rd, Vestavia Hills, AL 35243
(205) 413-4693
localbank.mortgage
4C Mortgage, Inc.
4274 Cahaba Heights Ct #100, Vestavia Hills, AL 35243
(205) 259-1656
4cmortgage.com
Jeremy Brittain Movement Mortgage
700 Montgomery Hwy, Vestavia Hills, AL 35216
(205) 503-2303
movement.com
Liberty Mortgage Corporation
200 Williamsburg Office Park, Vestavia Hills, AL 35216
(205) 823-2895
libertymortgageal.com
What Does a Mortgage Refinance Company in Vestavia Hills Cost?
Typical costs for a mortgage refinance in Alabama range from 2% to 5% of the loan amount. For a $200,000 loan, closing costs might be $4,000 to $10,000. These costs include appraisal fees ($400 to $700), title search ($150 to $400), and recording fees ($50 to $150). Alabama also charges a mortgage recording tax of 0.15% of the loan amount. Note that actual costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for refinancing in Vestavia Hills?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Alabama lenders also require proof of homeowners insurance. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.