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Find Mortgage Refinance Companies in Bardstown, KY

Directory of mortgage refinance companies in Bardstown, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Bardstown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 8 mortgage refinance companies in Bardstown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
106 W John Rowan Blvd Ste D, Bardstown, KY 40004
(502) 350-3884 loansbyworld.com
Mariner Finance
1000 E John Rowan Blvd STE 106, Bardstown, KY 40004
(502) 349-3288 locations.marinerfinance.com
JPMortgage/Bardstown Branch
1002 Granite Dr # 7, Bardstown, KY 40004
(502) 415-6911 jpmortgageky.com
Sarah Hardin, Mortgage Loan Officer at JPMortgage Company (Bardstown branch)
1002 Granite Dr # 7, Bardstown, KY 40004
(502) 373-7339 jpmortgageky.com
Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
(502) 827-4126 mottomortgage.com
Kevin Greenwell Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
(502) 233-4988 mottomortgage.com
Andrew Hogan Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
(502) 249-9933 mottomortgage.com
PNC Mortgage
105 W John Rowan Blvd, Bardstown, KY 40004
(502) 349-0756 pnc.com

Mortgage refinance companies in Bardstown Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Bardstown real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Bardstown Cost?

Typical costs for a mortgage refinance in Kentucky include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Bardstown?
You typically need pay stubs tax returns bank statements and a photo ID. Kentucky lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Kentucky specific rules for refinancing a home?
Yes Kentucky has a statutory right of rescission that gives you three business days after closing to cancel the refinance. This applies to most owner occupied homes.

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