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Find Mortgage Refinance Companies in Florence, KY

Looking for a mortgage refinance company in Florence? Review the directory below to compare your options.

17 agents listed
Updated June 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 17 mortgage refinance companies in Florence, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
7791 Dixie Hwy Suite B, Florence, KY 41042
(859) 525-9725 eagle.com
Mariner Finance
4971 Houston Rd, Florence, KY 41042
(859) 282-1145 locations.marinerfinance.com
Brad Hamblen at Citywide (NMLS #52831)
6900 Houston Rd STE 25, Florence, KY 41042
(859) 466-7230 bradhomeloans.com
Union Home Mortgage- Florence
7000 Houston Rd STE 39, Florence, KY 41042
(859) 534-1901
Tim Eickhoff, Branch Manager, NMLS 57427
7000 Houston Rd Building 300, Suite 29, Florence, KY 41042
(859) 393-3953 stockton.com
Stockton Mortgage Florence, KY | NMLS# 8259
4895 Houston Rd, Florence, KY 41042
(859) 344-4300 stockton.com
Sophy Kdep - Prosperity Home Mortgage
60 Cavalier Blvd, Florence, KY 41042
(859) 816-5626 sophykdep.phmloans.com
Peoples Exchange Bank
7620 Dixie Hwy, Florence, KY 41042
(859) 814-8046 pebank.com
Entrust Mortgage, LLC
11 Spiral Dr # 18, Florence, KY 41042
(859) 795-1846 entrustmtg.com
OneMain Financial
7118 Turfway Rd, Florence, KY 41042
(859) 371-3300 onemainfinancial.com
Rob Trump at American Mortgage
6900 Houston Rd STE 25, Florence, KY 41042
(859) 349-0694 robtrump.com
Thrive Mortgage - Florence KY
7000 Houston Rd STE 29, Florence, KY 41042
(859) 525-6745
Polaris Home Funding Corporation
7000 Houston Rd STE 31, Florence, KY 41042
(859) 525-1700 houseloan24.com
Union Home Mortgage
7724 US-42, Florence, KY 41042
(859) 201-3556
Chase Home Lending
4899 Houston Rd, Florence, KY 41042
(513) 505-7023 homelendingadvisor.chase.com
Innovative Home Loans
7000 Houston Rd, Florence, KY 41042
(859) 240-1231 marccollins.biz
US Bank Mortgage
8461 US-42, Florence, KY 41042
(800) 872-2657 usbank.com

Mortgage refinance companies in Florence, Kentucky help homeowners adjust their loan terms or lower their interest rates. Kentucky law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies often assist with conventional, FHA, and VA refinance options tailored to Boone County residents.

What Does a Mortgage Refinance Company in Florence Cost?

Typical costs for a mortgage refinance in Florence, Kentucky include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Florence Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Kentucky lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky-specific rules for refinancing a mortgage?
Kentucky does not have a state-specific refinance law, but lenders must follow federal regulations like the Truth in Lending Act. Kentucky also requires a 15-day right of rescission for refinances on your primary residence.

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