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Find Mortgage Refinance Companies Near You in Elizabethtown, KY

Directory of mortgage refinance companies in Elizabethtown, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 19 mortgage refinance companies in Elizabethtown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Residential Mortgage
209 N Mulberry St Suite 100, Elizabethtown, KY 42701
(270) 228-0074 unitedresidential.net
Veterans United Home Loans Fort Knox
5001 N Dixie Hwy #101, Elizabethtown, KY 42701
(270) 982-2266 fortknox.veteransunited.com
Amerifirst Home Mortgage - Elizabethtown
2832 Shepherdsville Rd, Elizabethtown, KY 42701
(270) 763-8111
Credit1Solutions.com
5284 N Dixie Hwy, Elizabethtown, KY 42701
(877) 782-7839 credit1solutions.com
Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
1st Franklin Financial
910 N Dixie Hwy Suite 107, Elizabethtown, KY 42701
(270) 737-5858 1ffc.com
Mariner Finance
2030 N Dixie Hwy, Elizabethtown, KY 42701
(270) 234-8555 locations.marinerfinance.com
Avid Mortgage Advisors LLC
615 N Mulberry St STE. 204, Elizabethtown, KY 42701
(270) 697-8008 avid-loans.com
OneMain Financial
1705 N Dixie Hwy Ste 126, Elizabethtown, KY 42701
(270) 765-4155 onemainfinancial.com
Tracy Holtsclaw Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
Kendall Breen Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
Trina Martin Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
Republic Finance
1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701
(270) 234-8000 locations.republicfinance.com
Supreme Lending Elizabethtown
326 N Mulberry St Ste 5, Elizabethtown, KY 42701
(270) 234-7824 lindamathers.supremelendinglo.com
Pamela Singleton - WesBanco Mortgage Lending Officer
425 W Dixie Ave, Elizabethtown, KY 42701
(502) 696-3313 wesbancobank.mymortgage-online.com
PNC Mortgage
805 N Dixie Hwy, Elizabethtown, KY 42701
(270) 769-5571 pnc.com
Chase Home Lending
1200 N Dixie Hwy, Elizabethtown, KY 42701
(270) 304-8902 homelendingadvisor.chase.com
Fifth Third Mortgage
Elizabethtown, KY 42701
(270) 234-0072
First Rate Mortgage
1609 N Dixie Hwy, Elizabethtown, KY 42701
(270) 982-7380 frmloans.com

Mortgage refinance companies in Elizabethtown Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local companies often work with properties in Hardin County and understand regional market conditions.

What Does a Mortgage Refinance Company in Elizabethtown Cost?

Typical costs for a mortgage refinance in Kentucky include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Elizabethtown often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Elizabethtown?
You typically need recent pay stubs, tax returns for two years, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Kentucky?
A typical refinance in Kentucky takes 30 to 45 days from application to closing. Kentucky law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.

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