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Find Mortgage Refinance Companies Near You in Dearborn Heights, MI

Looking for a mortgage refinance company in Dearborn Heights? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Dearborn Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 5 mortgage refinance companies in Dearborn Heights, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Dearborn
25639 Ford Rd #203, Dearborn Heights, MI 48127
(313) 274-6500 lo.primelending.com
PrimeLending, Chuck Hage Team
25639 Ford Rd, Dearborn Heights, MI 48127
(313) 274-6500 lo.primelending.com
Universal Mortgage LLC
25000 Ford Rd, Dearborn Heights, MI 48127
(313) 463-0425 universal-mortgage.com
Great Estate Lending
26628 Baldwin St, Dearborn Heights, MI 48127
(313) 774-0778
Clover Mortgage
24614 Ford Rd, Dearborn Heights, MI 48127
(313) 999-1008 clovermortgage.com

Mortgage refinance companies in Dearborn Heights Michigan help homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Wayne County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Dearborn Heights Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Dearborn Heights?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the homes current value in Dearborn Heights.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Michigan law allows a three-day rescission period after signing, giving you time to cancel if you change your mind.
Are there Michigan-specific rules for refinancing?
Yes, Michigan requires lenders to disclose all fees and terms clearly. The state also has anti-predatory lending laws that limit certain high-cost loan features. Always review the Loan Estimate carefully.

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