Find Mortgage Refinance Companies Near You in East Lansing, MI
Compare mortgage refinance companies in East Lansing. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Michigan before hiring.
Showing 12 mortgage refinance companies in East Lansing, MI
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What Does a Mortgage Refinance Company in East Lansing Cost?
Typical costs for a mortgage refinance in East Lansing include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Michigan recording fees add about 55 dollars per 10,000 dollars of the loan. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in East Lansing?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there Michigan specific fees for refinancing?
Yes, Michigan charges a state recording tax on the new mortgage which is about 0.55 percent of the loan amount. You may also pay Michigan intangible tax on some loans. These fees are listed on your Loan Estimate.