Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 13 mortgage refinance companies in Midland, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Home Lending - Joe Gracia
6024 Eastman Ave Suite B, Midland, MI 48640
9896156642
Chad Gilstad Motto Mortgage Energy
4900 Eastman Ave, Midland, MI 48640
9899489035
Total Home Lending - Brad Schalk
801 Joe Mann Blvd P, Midland, MI 48642
9894887772
Steve King - First Community Mortgage - NMLS ID 161279
4977 Eastman Ave, Midland, MI 48640
9898596312
Academy Mortgage
111 E Wackerly St Suite C, Midland, MI 48642
9896151581
OneMain Financial
1311 Washington St, Midland, MI 48640
9898396814
Scott Strouse - Citywide Home Mortgage
214 W Wackerly St Suite 200, Midland, MI 48640
9898598330
Geneva Financial Home Loans - Maria Fernette
702 Ashman St Suite C, Midland, MI 48640
9895133436
Sue Moody at Citywide (NMLS #533597)
214 W Wackerly St Suite 200 Office 1, Midland, MI 48640
9894889219
Hantz Financial Services, Inc. - Midland, Michigan
2205 Ridgewood Dr, Midland, MI 48642
9898394916
Matthew Bednorek - First Community Mortgage - NMLS ID 292821
4977 Eastman Ave, Midland, MI 48640
9893175383
First Community Mortgage - Midland, MI
4977 Eastman Ave, Midland, MI 48640
8004648626
Motto Mortgage Energy
4900 Eastman Ave, Midland, MI 48640
9895464333
What Does a Mortgage Refinance Company in Midland Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Midland Michigan?
The refinance process in Michigan usually takes 30 to 45 days from application to closing. Michigan law allows a three day right of rescission after signing for most refinances. Your lender will provide a closing disclosure at least three business days before closing.
Are there Michigan specific rules for refinancing a mortgage?
Yes, Michigan requires lenders to be licensed under the Mortgage Brokers Lenders and Servicers Licensing Act. Borrowers must receive a Loan Estimate and Closing Disclosure with clear terms. Michigan also has a state specific prepayment penalty rule that limits fees on most residential loans.
What documents do I need to refinance a mortgage in Midland?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders may also require proof of homeowners insurance and a property appraisal. Self employed borrowers need additional profit and loss statements.