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Mortgage Refinance Companies in Monroe, MI

Directory of mortgage refinance companies in Monroe, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Monroe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 9 mortgage refinance companies in Monroe, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc. - Monroe, MI
15489 S Telegraph Rd b, Monroe, MI 48161
(714) 831-4578 afncorp.com
Union Home Mortgage
826 S Monroe St, Monroe, MI 48161
(734) 457-3944 uhm.com
OneMain Financial
1289 N Telegraph Rd, Monroe, MI 48162
(734) 457-1046 onemainfinancial.com
Chad Fuller at CrossCountry Mortgage
15268 S. Monroe St Suite 101, Monroe, MI 48161
(734) 282-4088 crosscountrymi.com
Union Home Mortgage - Jacob Boes
826 S Monroe St, Monroe, MI 48161
(734) 652-0733 uhm.com
Carl Dingledine at CrossCountry Mortgage
15268 S Monroe St Suite 101, Monroe, MI 48161
(734) 755-1064 crosscountrymi.com
GreenStone Farm Credit Services
15615 S Telegraph Rd, Monroe, MI 48161
(734) 243-6711 greenstonefcs.com
Mortgage 1 - Monroe
3 S Monroe St, Monroe, MI 48161
(734) 256-0123 mortgageone.com
PNC Mortgage
202 N Monroe St, Monroe, MI 48162
(734) 384-4940 pnc.com

Mortgage refinance companies in Monroe Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Monroe companies understand the real estate market in Monroe County and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Monroe Cost?

Typical costs for refinancing a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Monroe Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Michigan specific laws about mortgage refinancing?
Yes. Michigan law requires lenders to disclose all fees clearly and gives borrowers a three day right of rescission after signing. This means you can cancel the refinance for any reason within three business days.

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