Skip to main content

Mortgage Refinance Companies in Oxford, MI

Directory of mortgage refinance companies in Oxford, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 4 mortgage refinance companies in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brick Financial Group
90 S Washington St, Oxford, MI 48371
(248) 274-4748 brickfg.com
Genisys Credit Union
120 S Washington St, Oxford, MI 48371
(248) 236-8135 genisyscu.org
Genisys Credit Union
120 S Washington St, Oxford, MI 48371
(248) 236-8135 genisyscu.org
Chase Home Lending
860 N Lapeer Rd, Oxford, MI 48371
(248) 628-3639 homelendingadvisor.chase.com

A mortgage refinance company in Oxford, Michigan can help you lower your interest rate or change your loan term. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Oxford lenders understand the Oakland County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Oxford Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Oxford Michigan?
You will need pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Michigan specific laws for mortgage refinancing?
Yes, Michigan has a three day right of rescission for most refinances. This means you can cancel the loan for any reason within three business days after signing.

Mortgage Refinance Companies in Other Michigan Cities