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Compare mortgage refinance companies in Portage. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Portage, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 mortgage refinance companies in Portage, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dividend Mortgage
6204 Lovers Ln, Portage, MI 49002
2693218950
Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank
475 Romence Rd, Portage, MI 49024
2698232062
Cornerstone First Mortgage, NMLS 173855
601 E Centre Ave, Portage, MI 49002
2694920010
Stephany Rose Stowell, NMLS: 400569, First Community Mortgage
Jason Stiver - Mortgage Loan Consultant - Arbor Financial Credit Union
3275 W Centre Ave, Portage, MI 49024
2693657655
Premier Mortgage Team, NMLS# 2334
5220 Lovers Ln #140, Portage, MI 49002
2692934652
Contour Mortgage - Portage, Michigan
5100 Lovers Ln, Portage, MI 49002
2692518711
Summit Home Mortgage, LLC
414 W Milham Ave, Portage, MI 49024
2694881606
PNC Mortgage
6944 S Westnedge Ave, Portage, MI 49002
2693243441
Stockton Mortgage
7127 S Westnedge Ave #2, Portage, MI 49002
2698063841
Hard Money Lenders Portage MI
8080 Moorsbridge Rd, Portage, MI 49024
2692256803
Mortgage refinance companies in Portage Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Portage lenders understand the Kalamazoo County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Portage Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Portage often range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Portage Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Michigan-specific laws for mortgage refinancing?
Yes, Michigan has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after closing. Also, Michigan law requires lenders to be licensed under the Mortgage Brokers Lenders and Servicers Licensing Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.