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Find Mortgage Refinance Companies Near You in Shelby Township, MI

Directory of mortgage refinance companies in Shelby Township, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Shelby Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 19 mortgage refinance companies in Shelby Township, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CAPITAL LENDING, INC.
7875 24 Mile Rd #200, Shelby Township, MI 48316
(586) 786-5500 capitallendingonline.com
Guaranteed Rate
51315 Mound Rd, Shelby Township, MI 48316
(248) 495-0654 rate.com
Jenniffer Bott - Mortgage 1 - NMLS 1720026
45679 Village Blvd, Shelby Township, MI 48315
(586) 924-1025 jennifferbottmortgage.com
Next Chapter Financial
2338 Auburn Rd, Shelby Township, MI 48317
(586) 788-7871 nextchapterfin.com
Genisys Credit Union
49675 Van Dyke Ave, Shelby Township, MI 48317
(586) 323-7060 genisyscu.org
Elementary Lending
45693 Hayes Rd, Shelby Township, MI 48315
(833) 227-7596 elementarylending.com
Mortgage 1 - Kee
45679 Village Blvd, Shelby Township, MI 48315
(586) 254-5711
Mortgages With Diana
48733 Golden Oaks Ln, Shelby Township, MI 48317
(313) 525-0531 mortgageswithdiana.com
Quantum Loans LLC
7752 Norse Ave Suite B, Shelby Township, MI 48317
(586) 301-7600 myquantumloans.com
Mortgage Xperts
50706 Van Dyke Ave, Shelby Township, MI 48317
(586) 300-4500 mymortgagexperts.com
Scope Mortgage Group LLC
14140 Wayford Run, Shelby Township, MI 48315
(248) 808-7596 scopemortgagegroup.com
James Lutz NMLS ID #871438 of Mortgage 1 Inc - Keystone Branch
45581 Village Blvd, Shelby Township, MI 48315
(586) 362-0125 keystonemortgage.com
Homesite Mortgage
13001 23 Mile Rd STE 101, Shelby Township, MI 48315
(586) 948-2600 homesitedirect.com
Julie Krumholz - Michigan Mortgage Lender NMLS #130833
47686 Van Dyke Ave, Shelby Township, MI 48317
(586) 382-5482 mortgagelendermacombcounty.com
Nick Masouras at Rate (NMLS #984676)
51315 Mound Rd, Shelby Township, MI 48316
(773) 360-0773 rate.com
Connect Mortgage Solutions LLC
6060 Stoney View Dr, Shelby Township, MI 48316
(248) 291-4170
Mortgage 1 - Keystone Branch
45581 Village Blvd, Shelby Township, MI 48315
(586) 737-2070 keystonemortgage.com
Team 71 Mortgage Group
47710 Van Dyke Ave, Shelby Township, MI 48317
(810) 888-0847
Infiniti Lending Group
48720 Van Dyke Ave, Shelby Township, MI 48317
(844) 858-3353

A mortgage refinance company in Shelby Township Michigan helps homeowners replace their current home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Macomb County can guide you through state-specific rules like the Michigan Mortgage Brokers Act.

What Does a Mortgage Refinance Company in Shelby Township Cost?

Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Actual costs vary by loan size, credit score, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Shelby Township Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Michigan specific laws for mortgage refinance?
Yes. Michigan law limits prepayment penalties on most residential mortgages. Lenders must also follow the Michigan Mortgage Brokers Act which requires licensing and disclosure of fees.

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