ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Sterling Heights, MI
Directory of mortgage refinance companies in Sterling Heights, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Sterling Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 13 mortgage refinance companies in Sterling Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Great Lakes Mortgage Financial - Sterling Heights
13900 Lakeside Cir #201, Sterling Heights, MI 48313
5865320600
Sistar Mortgage
35871 Mound Rd, Sterling Heights, MI 48310
8888414238
R-B Financial/Mortgages, Inc.
44028 Mound Rd #1, Sterling Heights, MI 48314
5862548435
Mortgage 1
43456 Mound Rd Ste 120, Sterling Heights, MI 48314
5867990000
Genisys Credit Union
35790 Van Dyke Ave, Sterling Heights, MI 48312
5869780470
Angela Kakos at Rate (NMLS #166374)
2456 Metro Pkwy, Sterling Heights, MI 48310
2486220704
Dimitri Elher - Union Home Mortgage
12900 Hall Rd #455, Sterling Heights, MI 48313
5869911889
Dennis Bobby, Ruoff Mortgage
44444 Mound Rd #500, Sterling Heights, MI 48314
2609996200
HOME VISION FINANCIAL LLC
43345 Schoenherr Rd, Sterling Heights, MI 48313
5863540921
The Leach Team by Mortgage 1, Inc - John Leach NMLS #136080
43456 Mound Rd Ste 120, Sterling Heights, MI 48314
5869249102
Verney Kassab Mortgage & Real Estate (NMLS # 20941)
4171 15 Mile Rd, Sterling Heights, MI 48310
5864576416
Onward Mortgage
38219 Mound Rd, Sterling Heights, MI 48310
7343337944
Mortgage 1 - Sterling Heights
36150 Dequindre Rd suite 515, Sterling Heights, MI 48310
5868837686
Mortgage refinance companies in Sterling Heights Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Sterling Heights residents can use local refinance services to access competitive rates and streamline the process.
What Does a Mortgage Refinance Company in Sterling Heights Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1000 dollars. Michigan also charges a recording tax of 0.55 percent on new mortgages. Total closing costs often range from 2000 to 5000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Sterling Heights Michigan?
A standard refinance in Michigan often takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Michigan law does not set a specific maximum timeline but lenders must follow federal disclosure rules.
Are there Michigan specific fees for refinancing a mortgage?
Michigan charges a mortgage recording tax of 0.55 percent of the loan amount for new mortgages. Refinances may also incur state transfer taxes if the loan amount changes. Additional costs include appraisal fees typically 400 to 700 dollars and title insurance.
Can I refinance a mortgage in Sterling Heights with bad credit?
Yes but options may be limited. Michigan lenders usually require a credit score of at least 620 for conventional refinancing. Federal Housing Administration loans allow scores as low as 580. Each lender sets its own requirements.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Sterling Heights who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.