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Compare Mortgage Refinance Companies in Traverse City, MI

Browse mortgage refinance companies serving Traverse City, Michigan. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Traverse City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 20 mortgage refinance companies in Traverse City, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
F5 Mortgage LLC
1283 Farmington Dr, Traverse City, MI 49696
(248) 278-4043 f5mortgage.com
OneTrust Home Loans - Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
(231) 486-5446 onetrusthomeloans.com
Treadstone Funding
310 W Front St # 207, Traverse City, MI 49684
(231) 283-5610 treadstonemortgage.com
45 North Lending
236 1/2 E Front St Suite 2, Traverse City, MI 49684
(231) 649-1992 45northlending.com
Versatile Mortgage L.L.C.
810 S Garfield Ave A, Traverse City, MI 49686
(231) 946-2202 versatilemortgagellc.com
Arch North at CrossCountry Mortgage
434 E Front St, Traverse City, MI 49686
(231) 346-4110 archmortgagenorth.com
Shannon Mars - Union Home Mortgage - NMLS 2014314
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
(231) 342-0391 uhm.com
Corey Phelps at Rate (NMLS #139344)
423 E Eighth St suite b, Traverse City, MI 49686
(231) 360-7283 rate.com
The Reverse Mortgage Center LLC
Traverse City, MI 49686
(231) 218-0307 revmortgagecenter.com
Marty Siklich - NMLS ID 137305
1212 Veterans Dr Ste 203, Traverse City, MI 49684
(231) 932-9486
Genisys Mortgage-Casie Summerfield
310 W Front St Suite 101G, Traverse City, MI 49684
(231) 944-2658 genisysmortgage.com
Genisys Mortgage Professionals
310 W Front St Suite 101G, Traverse City, MI 49684
(231) 944-2658 genisysmortgage.com
Todd Jarrold - OneTrust Home Loans Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
(517) 490-9364 toddjarrold.com
Union Home Mortgage
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
(231) 252-0590 uhm.com
Union Home Mortgage
1396 Douglas Dr Ste 22a, Traverse City, MI 49696
(616) 581-6123 kirbyandangiemlo.com
Sue Farrar - Churchill Mortgage, NMLS 849222
1212 Veterans Dr Ste 203, Traverse City, MI 49684
(615) 878-5100 churchillmortgage.com
Traverse City Mortgage
314 S Union St, Traverse City, MI 49684
(231) 933-9400 traversecitymortgage.net
Rate
423 E Eighth St suite b, Traverse City, MI 49686
(773) 969-5639 rate.com
Fifth Third Mortgage - Ryan Mooney
3535 W South Airport Rd West, Traverse City, MI 49684
(231) 486-2016 mortgageadvisors.53.com
Managenent Mortgage Refinance
2015 W South Airport Rd, Traverse City, MI 49684
(877) 487-3672 refinancestart.com

A mortgage refinance company in Traverse City Michigan helps homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can assist with rate reduction, cash-out refinancing, or switching from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Traverse City Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Traverse City?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Michigan specific rules for refinancing a mortgage?
Yes, Michigan law requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. Michigan also has a 3 day right of rescission for most refinances, allowing you to cancel the loan after signing.

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