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Find Mortgage Refinance Companies Near You in Troy, MI

Directory of mortgage refinance companies in Troy, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Troy, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 20 mortgage refinance companies in Troy, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgagePros
880 W Long Lake Rd Suite 300, Troy, MI 48098
(248) 416-1361 mtgpros.com
Hall Financial
1650 Research Dr Suite 200, Troy, MI 48083
(866) 225-5425 callhallfirst.com
eMortgage Funding LLC
320 E Big Beaver Rd #400, Troy, MI 48083
(844) 253-3673 emtg.com
Imperium Lending
Top of Troy, 755 W Big Beaver Rd Suite 625, Troy, MI 48084
(248) 781-2242 imperiumlending.com
Lit Financial
3221 W Big Beaver Rd, Troy, MI 48084
(800) 238-3038 litfinancial.com
Afex Lending
2800 Livernois Rd #135, Troy, MI 48083
(248) 808-2456 afexlending.com
National Mortgage Home Loans
4107 John R Rd Suite 100, Troy, MI 48085
(248) 864-2200 nmhl.us
Nations Mortgage LLC
3310 W Big Beaver Rd #300, Troy, MI 48084
(844) 940-7100 thenationsmtg.com
Lending Force
50 W Big Beaver Rd #300, Troy, MI 48084
(833) 703-5363 lendingfrc.com
C4D MORTGAGE
100 E Big Beaver Rd #940, Troy, MI 48083
(800) 494-4975 c4dmortgage.com
Lend-A-Loan
340 E Big Beaver Rd Bldg. C, Suite #400, Troy, MI 48083
(248) 781-2800 lendaloanmortgage.com
United Mortgage Lending, LLC - NMLS# 2220134
999 W Big Beaver Rd 3rd Floor, Troy, MI 48084
(800) 532-9499 unitedmortgagelending.com
United Mortgage Lending, LLC - NMLS# 2220134
999 W Big Beaver Rd 3rd Floor, Troy, MI 48084
(800) 532-9499 unitedmortgagelending.com
Safetrust Mortgage LLC
100 E Big Beaver Rd Suite 930B, Troy, MI 48083
(866) 464-2343 safetrustmtg.com
Loanville LLC
3290 W Big Beaver Rd Ste 425, Troy, MI 48084
(866) 568-4553 loanvillemtg.com
Ease Mortgage
1050 Wilshire Dr Suite 300, Troy, MI 48084
(248) 847-0501 easemtg.com
National Mortgage Funding
3310 W Big Beaver Rd Suite 105, Troy, MI 48084
(833) 663-1663 nationalmortgagefunding.net
Connect Mortgage Funding, Inc.
525 E Big Beaver Rd #303, Troy, MI 48083
(248) 722-5574 connectloans.com
Perry Johnson Mortgage Company, Inc.
Top of Troy, 755 W Big Beaver Rd #1340, Troy, MI 48084
(800) 800-0450 perryjohnsonmortgage.com
Meta Mortgage LLC
5600 New King Dr, Troy, MI 48098
(855) 280-0017

Mortgage refinance companies in Troy Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Troy residents often refinance to take advantage of local property value increases or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Troy Cost?

Typical costs for a mortgage refinance in Michigan include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These amounts vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Troy Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan law does not require a specific document list, but most lenders ask for these items to verify income and assets.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Michigan has no statutory time limit for the process.
Are there Michigan specific taxes or fees for refinancing?
Michigan does not charge a state refinance tax, but you may pay county recording fees and mortgage tax. The Michigan State Tax Commission sets recording fees at about 30 dollars for the first page and 5 dollars for each additional page.

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