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Showing 2 mortgage refinance companies in Warren, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trust Homes
30500 Van Dyke Ave Suite 300, Warren, MI 48093
5862202653
Craig Johnson at CrossCountry Mortgage
8200 Old 13 Mile Rd #103, Warren, MI 48093
2487598295
What Does a Mortgage Refinance Company in Warren Cost?
Typical costs for refinancing a mortgage in Michigan range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan this means 4000 to 10000 dollars in fees. Costs include appraisal fees around 400 to 600 dollars, title insurance, and origination fees. Michigan does not charge a state transfer tax on refinances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Warren Michigan?
The refinance process in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period after signing for most refinances. Delays can occur if an appraisal or title work is needed.
Are there Michigan specific laws that affect mortgage refinancing?
Yes Michigan has a usury limit of 7 percent per year for most loans, though many refinances are exempt. Michigan also requires lenders to disclose all fees in the Loan Estimate. The state does not have a mortgage recording tax, which can lower closing costs.
What documents do I need to refinance my mortgage in Warren Michigan?
You will need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders may also require proof of homeowners insurance. Self employed borrowers need additional profit and loss statements.