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Find Mortgage Refinance Companies Near You in Waterford Township, MI

Compare mortgage refinance companies in Waterford Township. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Waterford Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 6 mortgage refinance companies in Waterford Township, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Align Lending
2625 Pontiac Lake Rd, Waterford Township, MI 48328
(248) 506-5727 alignlending.com
Mortgage Veterans
3520 Pontiac Lake Rd, Waterford Township, MI 48328
(248) 579-5499 mortgageveterans.com
Lakefront Mortgage
1254 Meadowcrest Dr, Waterford Township, MI 48327
(248) 787-1681 lakefrontmortgagellc.com
Troy Sowell Motto Mortgage Direct
4468 W Walton Blvd # C, Waterford Township, MI 48329
(248) 763-4000
Locked-IN Lending, LLC
670 Bow Ln, Waterford Township, MI 48328
(248) 917-2804 lockedinlending.com
Chase Home Lending
7007 Highland Rd, Waterford Township, MI 48327
(614) 571-5596 homelendingadvisor.chase.com

Mortgage refinance companies in Waterford Township Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Oakland County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Waterford Township Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts can vary based on the lender and your specific situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Waterford Township?
A mortgage refinance company helps homeowners replace their current home loan with a new one. They handle applications, appraisals, and closing documents. In Michigan, these companies must follow state lending laws and provide clear disclosures.
How long does a refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Michigan law does not set a specific time limit but requires timely updates from the lender.

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