Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Brick Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
186 Mantoloking Rd Suite 4C, Brick Township, NJ 08723
7323079848
Gianna DeFelice Senior Mortgage Loan Originator NMLS #1883794
870 Mantoloking Rd Office #1, Brick Township, NJ 08723
7326842445
Chase Home Lending
499 NJ-70, Brick Township, NJ 08723
7325813718
Jeff Stewart Koch | Fairway Independent Mortgage Corporation Loan Officer
186 Mantoloking Rd Suite 4C, Brick Township, NJ 08723
7323079848
What Does a Mortgage Refinance Company in Brick Township Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Brick Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a credit check. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your refinance company will provide a timeline estimate.
Are there New Jersey specific laws for mortgage refinancing?
Yes, New Jersey has a three day right of rescission period for most refinances, allowing you to cancel the loan without penalty. Lenders must also follow the New Jersey Consumer Protection Act regarding disclosure of fees. Always review your loan estimate carefully.