Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 19 mortgage refinance companies in Cranford, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
7325823338
HomeGotOwned Mortgages
205 N Ave W, Cranford, NJ 07016
9088582220
The Vindman Lending Team
14 Commerce Dr, Cranford, NJ 07016
7327577975
H&R Funding, LLC
216 N Ave E, Cranford, NJ 07016
9084603890
Union Home Mortgage
20 Commerce Dr # 330, Cranford, NJ 07016
9086514589
Brian Homowitz at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8668406158
Matthew Sura - Union Home Mortgage - NMLS 0507391
20 Commerce Dr # 330, Cranford, NJ 07016
9178388907
Albert Rapoport at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8777731226
Alejandro Leon at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
2019529060
Paola Chavarriaga at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
2017160604
SunQuest Funding, LLC
184 N Ave E #300, Cranford, NJ 07016
8003791829
Regional Home Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256003
Donald Belfiore at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
9083793695
Bianca Alvarez- Allied Mortgage Co. | Spanish Mortgages & Pre-approvals
184 N Ave E, Cranford, NJ 07016
7327102058
John Cassara with H&R Funding Mortgage LLC
216 N Ave E, Cranford, NJ 07016
9086444131
Tony Sanchez - American Mortgage Company
312 N Ave E, Cranford, NJ 07016
9738854569
Larry Vindman at CrossCountry Mortgage
14 Commerce Dr Ste 400, Cranford, NJ 07016
9087215834
Vincent Miragliotta at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
9084028068
First Community Mortgage - Fanwood, NJ
20 Jackson Dr FL 1, Cranford, NJ 07016
8004648626
What Does a Mortgage Refinance Company in Cranford Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cranford New Jersey?
You will typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New Jersey specific laws for mortgage refinancing?
Yes. New Jersey requires lenders to disclose all fees in a Loan Estimate within three business days. The state also has a three day right of rescission period after signing for most refinances.