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Find Mortgage Refinance Companies in Englewood Cliffs, NJ

Browse mortgage refinance companies serving Englewood Cliffs, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Englewood Cliffs, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 mortgage refinance companies in Englewood Cliffs, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Time Mortgage
333 Sylvan Ave # 310, Englewood Cliffs, NJ 07632
(201) 567-0101 timemtg.com
Juan Torres Branch Manager at Loan Depot
701 E Palisade Ave Suite 202, Englewood Cliffs, NJ 07632
(201) 925-9830 loandepot.com
Nicholas Pereira
701 E Palisade Ave, Englewood Cliffs, NJ 07632
(551) 228-5336 loandepot.com
Aspen Mortgage
333 Sylvan Ave #325, Englewood Cliffs, NJ 07632
(201) 944-5040

Mortgage refinance companies in Englewood Cliffs New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Englewood Cliffs Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Englewood Cliffs?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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