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Mortgage Refinance Companies in Flanders, NJ

Compare mortgage refinance companies in Flanders. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Flanders, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Flanders, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Tatum at Rate (NMLS #239309)
11 Deerfield Pl 2nd Floor Suite 7, Flanders, NJ 07836
(973) 219-8383 rate.com
Kevin Dolan at AnnieMac Home Mortgage
96 US-206 #102, Flanders, NJ 07836
(201) 486-3177 mountainlakes.annie-mac.com
Rate
11 Deerfield Pl 2nd Floor Suite 7, Flanders, NJ 07836
(551) 267-6394 rate.com

Mortgage refinance companies in Flanders, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Morris County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Flanders Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Morris County may also include recording fees and transfer taxes. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Flanders New Jersey?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific rules for refinancing?
Yes, New Jersey requires lenders to give you a Loan Estimate within three business days and a Closing Disclosure at least three business days before closing. You also have a three day right of rescission after signing.

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