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Find Mortgage Refinance Companies Near You in Little Egg Harbor Township, NJ

Looking for a mortgage refinance company in Little Egg Harbor Township? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Little Egg Harbor Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Little Egg Harbor Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Draper and Kramer Mortgage Corp.
1387 County Rd 539 #1a, Little Egg Harbor Township, NJ 08087
6094676030
On The House - Homes and Loans
824 Radio Rd c, Little Egg Harbor Township, NJ 08087
6402529333

A mortgage refinance company in Little Egg Harbor Township helps homeowners replace their existing home loan with a new one. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies understand Ocean County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Little Egg Harbor Township Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. New Jersey also imposes a mortgage recording fee of about 0.23 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Little Egg Harbor Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.