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Mortgage Refinance Companies in Monroe Township, NJ

Directory of mortgage refinance companies in Monroe Township, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Monroe Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 mortgage refinance companies in Monroe Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Team Mortgage LLC
315 Forsgate Dr, Monroe Township, NJ 08831
(732) 402-6700
Paramount Residential Mortgage Group - PRMG Inc.
977 NJ-33 Suite 101, Monroe Township, NJ 08831
(732) 889-3334 prmg.net
Citizens Bank Mortgage Rates NJ
1 Rossmoor Dr #121, Monroe Township, NJ 08831
(732) 391-1800
Chase Mortgage
320 Applegarth Rd, Monroe Township, NJ 08831
(609) 395-0701 chase.com
PNC Mortgage
200 Forsgate Dr, Monroe Township, NJ 08831
(732) 521-2685 pnc.com

Mortgage refinance companies in Monroe Township, New Jersey help homeowners lower their interest rate, change loan terms, or access home equity. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies understand Middlesex County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Monroe Township Cost?

Typical costs for refinancing in New Jersey include an origination fee (0.5% to 1% of the loan amount), appraisal fee ($400 to $700), title search and insurance ($500 to $1,200), and recording fees ($100 to $300). Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Monroe Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that protect me when refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the New Jersey Consumer Fraud Act, which prohibits deceptive practices.

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