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Find Mortgage Refinance Companies in North Wildwood, NJ

Looking for a mortgage refinance company in North Wildwood? Review the directory below to compare your options.

2 agents listed
Updated June 2026
North Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage refinance companies in North Wildwood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aspire Home Mortgage Inc.
101 E 7th Ave #200, North Wildwood, NJ 08260
(609) 522-5200 aspirehomemortgage.com
Guaranteed Rate
1201 New Jersey Ave, North Wildwood, NJ 08260
(609) 522-8222

Mortgage refinance companies in North Wildwood New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand the unique property values and flood insurance needs of this coastal community.

What Does a Mortgage Refinance Company in North Wildwood Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, title search and insurance of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan amount. Recording fees and taxes can add several hundred dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in North Wildwood?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey may require additional flood insurance if your property is in a flood zone.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property requires a new survey or flood certification.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording tax which is typically 0.23% of the loan amount. There may also be state specific transfer fees and a $75 New Jersey Consumer Loan Fee.

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