Skip to main content

Find Mortgage Refinance Companies Near You in Northvale, NJ

Directory of mortgage refinance companies in Northvale, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Northvale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Northvale, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustco Bank
220 Livingston St, Northvale, NJ 07647
(201) 750-1501 trustcobank.com
Berkeley Mortgage
123 Paris Ave D, Northvale, NJ 07647
(201) 660-7430 berkeley-mtg.com
Chase Home Lending
271A Livingston St, Northvale, NJ 07647
(443) 604-7437 homelendingadvisor.chase.com

Mortgage refinance companies in Northvale, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can guide you through the refinance process efficiently.

What Does a Mortgage Refinance Company in Northvale Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Bergen County may be slightly higher due to local transfer taxes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Northvale?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect refinancing costs?
Yes, New Jersey requires lenders to disclose all fees upfront in a Loan Estimate. The state also caps certain recording fees and requires a 3-day rescission period after signing for most refinances.

Mortgage Refinance Companies in Other New Jersey Cities