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Showing 4 mortgage refinance companies in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Headquarters
1411 NJ-35, Ocean Township, NJ 07712
7322923133
Advisors Mortgage Group - Ocean, NJ
931 W Park Ave, Ocean Township, NJ 07712
8007789044
AAFC GROUP LLC
1414 Roller Rd Suite B, Ocean Township, NJ 07712
8662482232
Advisors Mortgage Group - Ocean, NJ
1411 NJ-35 #101, Ocean Township, NJ 07712
8007789044
What Does a Mortgage Refinance Company in Ocean Township Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. The state mortgage recording tax is 0.23% of the new loan. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ocean Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording tax of 0.23% of the loan amount for refinances. You may also pay a state transfer tax if the loan exceeds certain limits.