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Compare Mortgage Refinance Companies in Pennington, NJ

Looking for a mortgage refinance company in Pennington? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Pennington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Pennington, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Mortgage Pennington By Hennig
311 Pennington Rocky Hill Rd, Pennington, NJ 08534
6402055584
First Mortgage Pennington By Hennig
311 Pennington Rocky Hill Rd, Pennington, NJ 08534
6402055584

Pennington homeowners can work with a mortgage refinance company to lower their interest rate or change their loan term. New Jersey law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Mercer County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Pennington Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Pennington?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.