Find Mortgage Refinance Companies Near You in Princeton, NJ
Compare mortgage refinance companies in Princeton. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of New Jersey before hiring.
Showing 14 mortgage refinance companies in Princeton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Princeton Cost?
Typical costs for a mortgage refinance in Princeton, New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Princeton?
You will typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, meaning you can cancel the loan for any reason within three business days after signing. Also, New Jersey requires lenders to disclose all fees upfront.