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Mortgage Refinance Companies in Rochelle Park, NJ

Directory of mortgage refinance companies in Rochelle Park, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Rochelle Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage refinance companies in Rochelle Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hard Money Loan Lenders - Centra Capital Investments
336 W Passaic St #310, Rochelle Park, NJ 07662
(855) 606-4999 ccpinvestments.com
Miguel Cruz - Mortgage Advisor
201 W Passaic St, Rochelle Park, NJ 07662
(201) 730-2010 cruzhomeloans.com
JJM Brokers 1
64 Parkway, Rochelle Park, NJ 07662
(201) 281-7283

Mortgage refinance companies in Rochelle Park, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies can also assist with cash-out refinancing for home improvements or debt consolidation.

What Does a Mortgage Refinance Company in Rochelle Park Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $300 to $600. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Rochelle Park?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also limits prepayment penalties on certain loans.

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