Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dana Ailes - Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9084090344
Scott Metaxas - Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9088297610
Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9084090352
Summit Financial Mortgage
54 Grove St, Somerville, NJ 08876
9082539700
Fulton Mortgage Co
Somerville, NJ 08876
9085416471
What Does a Mortgage Refinance Company in Somerville Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Somerville?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is requested by the lender.