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Compare Mortgage Refinance Companies in Toms River, NJ

Directory of mortgage refinance companies in Toms River, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 20 mortgage refinance companies in Toms River, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oceanside Mortgage Company
55 Main St, Toms River, NJ 08753
(800) 955-8965 oceansidemortgage.com
Josh Blair-Top Mortgage Broker NMLS #241845
1310 Hooper Ave Third Floor, Toms River, NJ 08753
(732) 904-7856 cmghomeloans.com
Kathleen Halbing | Kathleen The Mortgage Lady | PRMG
C, 680 Hooper Ave, Toms River, NJ 08753
(732) 496-9992 kathleenthemortgagelady.com
Advisors Mortgage Group - Nick Esposito & Matthew Patterson
1416 Hooper Ave, Toms River, NJ 08753
(732) 751-4482 advisorsmortgage.com
Advisors Mortgage Group - Toms River, NJ
1416 Hooper Ave, Toms River, NJ 08753
(800) 778-9044 tomsriver.advisorsmortgage.com
Brett Stevens at CrossCountry Mortgage
1415 Hooper Ave # 202, Toms River, NJ 08753
(732) 546-8594 naf.com
Nations Lending - John Zura
325 W Water St Ste 2W, Toms River, NJ 08753
(609) 548-0469 nationslending.com
Luminate Bank - Toms River Branch
1848 Hooper Ave Suite 5, Toms River, NJ 08753
(848) 226-6166 legacymortgagedivision.com
New Jersey Mortgage Services
30 N Main St, Toms River, NJ 08753
(800) 789-9293 newjerseymortgageservices.com
Mark Ramos at CrossCountry Mortgage
1182 Fischer Blvd Ste 1, Toms River, NJ 08753
(732) 713-2887 ccm.com
Joseph Rowen The Mortgage Guy
1416 Hooper Ave, Toms River, NJ 08753
(267) 592-9286 joethemortgageguy.net
Glendenning Mortgage Corporation
81 E Water St Suite 3A and 3C, Toms River, NJ 08753
(732) 240-7227 glendenning.com
New American Funding - Toms River, NJ
1415 Hooper Ave Suite 202, Toms River, NJ 08753
(732) 930-2355 newamericanfunding.com
PRMG Got Mortgages Toms River
1466 Hooper Ave, Toms River, NJ 08753
(973) 536-0276 gotmortgages.com
New American Funding - Joseph Miller
1415 Hooper Ave # 202, Toms River, NJ 08753
(631) 529-4356 newamericanfunding.com
Nations Lending - Toms River Branch
325 W Water St Ste 2W, Toms River, NJ 08753
(609) 548-0469 nationslending.com
Christopher Keelin at CrossCountry Mortgage
1182 Fischer Blvd Ste 1, Toms River, NJ 08753
(973) 823-1300 ccm.com
Steve Vetter Annie Mac
1898 Hinds Rd, Toms River, NJ 08753
(732) 674-4783 njpreapprove.com
Greentree Mortgage Company, L.P.
509 Main St Building B 1st Floor, Toms River, NJ 08753
(800) 717-0601 tomsriver.greentreemortgage.com
Easy Mortgage Solutions
2214 NJ-37 E, Toms River, NJ 08753
(800) 750-7996 ezmortgagesolutions.com

What Does a Mortgage Refinance Company in Toms River Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, an origination fee of 0.5% to 1% of the loan amount, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Toms River?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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