Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage refinance companies in Hickory, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Gen Lending
1 N Center St #230, Hickory, NC 28601
8284462901
Mariner Finance
2425 US Hwy 70 SE Ste. 101, Hickory, NC 28602
8284314900
Highlands Residential Mortgage - Hickory, NC
1430 2nd St NE, Hickory, NC 28601
8288202223
Atlantic Bay Mortgage Group LLC- Stacy Sharpe
87-A 4th St NW, Hickory, NC 28601
8284605410
ALCOVA Mortgage | Hickory, NC
201 Government Ave SW Ste 100, Hickory, NC 28602
8283101718
Donna Hill, Movement Mortgage
31 4th St NW, Hickory, NC 28601
8282341388
Atlantic Bay Mortgage Group
87 4th St NW Suite A, Hickory, NC 28601
8288381230
Union Home Mortgage - Hickory
785 U.S. Hwy 70 SW #306, Hickory, NC 28602
8282610808
Peoples Home Equity
231 13th Ave Pl NW Suite D, Hickory, NC 28601
8288559525
Melissa Pearce, Mortgage Loan Officer - First Horizon Bank
1039 2nd St NE, Hickory, NC 28601
8282671022
Top Flite Home Loans / Stephanie A Gates
200 1st Ave NW Suite 409, Hickory, NC 28601
8286011395
Lendmark Financial Services LLC
2535 US Hwy 70 SE Suite 107, Hickory, NC 28602
8283032254
Homeside Financial
1051 13th St SE, Hickory, NC 28602
8282297877
Deborah K Pruitt | Fairway Independent Mortgage Corporation Loan Officer
362 10th Ave Dr NE, Hickory, NC 28601
8285224004
Fairway Mortgage Carolinas - Hickory
200 1st Ave NW Ste. 302, Hickory, NC 28601
8283021541
Charles Hayes
127 1st Ave NE, Hickory, NC 28601
8282912008
Talktojosh
942 23rd Ave NE, Hickory, NC 28601
8282382682
SecuirtyNational Mortgage Company
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Jeff Rollins - Mortgage Solutions Loan Officer
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Foothills Mortgage & Equity Inc
829 8th Ave NE, Hickory, NC 28601
8283288533
What Does a Mortgage Refinance Company in Hickory Cost?
Refinance costs in North Carolina typically range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. Recording fees in Catawba County are around $50 to $100. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hickory?
Lenders typically require recent pay stubs, tax returns, bank statements, and a photo ID. North Carolina law also requires a signed authorization for the lender to pull your credit report. Having these ready can speed up the process.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina closes in 30 to 45 days. The timeline depends on the lender's workload, appraisal scheduling, and your responsiveness. North Carolina does not impose a specific state-mandated waiting period beyond federal rules.
Are there North Carolina laws that affect refinance costs?
Yes, North Carolina caps certain origination fees for high-cost loans under the North Carolina Consumer Finance Act. The state also requires lenders to disclose any prepayment penalties clearly. Most standard refinances do not have prepayment penalties.