ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage refinance company in Southport? Review the directory below to compare your options.
19 agents listed
Updated June 2026
Southport, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 19 mortgage refinance companies in Southport, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southport homeowners can work with a mortgage refinance company to lower their rate or change loan terms. North Carolina law requires all mortgage lenders and brokers to be licensed by the North Carolina Commissioner of Banks. Local refinance companies in Southport understand the coastal property market and can help you navigate the process.
What Does a Mortgage Refinance Company in Southport Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 300 to 600 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Southport North Carolina?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. North Carolina lenders also require a signed loan estimate and closing disclosure. Your refinance company will give you a full list based on your situation.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if title issues arise. Your lender must provide a loan estimate within three business days of your application.
Are there North Carolina specific laws that affect mortgage refinancing?
Yes. North Carolina has anti-predatory lending laws that limit certain fees and loan terms. The state also requires a three day right of rescission for most refinances. This gives you time to cancel the loan after signing if you change your mind.
Mortgage Refinance Companies in Other North Carolina Cities
Get matched with agents in Southport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of North Carolina.