Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage refinance companies in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Mortgage Corporation
1320 Airlie Rd, Wilmington, NC 28403
9102568999
Patrick Stoy at CrossCountry Mortgage
1908 Eastwood Rd Suites 217 & 219, Wilmington, NC 28403
9102008859
Joey Milam Mortgage Team
110 Dungannon Blvd Ste 100, Wilmington, NC 28403
9102508888
JD Terry at Rate (NMLS #455169)
1111 Military Cutoff Rd Suite 191, Wilmington, NC 28405
9105999064
TowneBank Mortgage
1022 Ashes Dr, Wilmington, NC 28405
9106798200
Highlands Residential Mortgage
4130 Oleander Dr #105, Wilmington, NC 28403
9103130045
Primis Mortgage
5535 Currituck Dr Unit 120, Wilmington, NC 28403
9109330100
ONE Presidential Mortgage
1213 Culbreth Dr #126, Wilmington, NC 28405
9105387821
Courtland Parnell - Southern Trust Mortgage NMLS# 1401188
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9106853390
Atlantic Coast Financial Services
4520 Fountain Dr, Wilmington, NC 28403
9107911337
Coastline Mortgage Consultants LLC
215 Racine Dr STE 105, Wilmington, NC 28403
9105091561
Innovate Coastal Mortgage
1001 Military Cutoff Rd Drive, Wilmington, NC 28405
9102604273
Seaside Mortgage Corporation
5653 Carolina Beach Rd, Wilmington, NC 28412
9104520876
National Home Finance
3205 Randall Pkwy Ste-211, Wilmington, NC 28403
9103324040
Integrity Home Mortgage Corp
4918 Oleander Dr, Wilmington, NC 28403
3362029164
Atlantic Bay Mortgage Group - Wilmington, NC
1015 Ashes Dr # 107, Wilmington, NC 28405
9104440600
Peoples Bank & Trust Co.
3804 Peachtree Ave #200, Wilmington, NC 28403
8006974371
Kelly Barnes Southern Trust Mortgage
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9102970448
Union Home Mortgage
1209 Culbreth Dr Suite 201, Wilmington, NC 28405
9103756327
Elizabeth Heldreth - Gateway Mortgage
110 S Front St, Wilmington, NC 28401
9107650227
What Does a Mortgage Refinance Company in Wilmington Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Recording fees and taxes add another 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wilmington NC?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina law also requires a property appraisal and a credit check. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and legal review. Delays can happen if documents are missing or if the property requires additional inspections.
Are there North Carolina specific fees for refinancing a mortgage?
Yes North Carolina charges a mortgage recording tax of 0.10 percent of the loan amount. You may also pay state and local transfer taxes if applicable. Your lender will disclose all fees in the Loan Estimate you receive.